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Credit Information

Are You The Only One Using Your Name?


Identity theft has become an epidemic. Millions and millions of purses and wallets are stolen everyday and many of them are not just taken for the money inside.

What You Need to Know About Credit Reports


You hear people talk about credit reports all the time but do you know what they are really all about? Well, if you have ever been turned down when applying for a credit card or a loan it is high time you learned all about your credit report and how you can get it working for you instead of against you.Let's start off by explaining what your credit report actually is.

Guide to Credit Terms


Listed below is a useful guide to credit card terms. It is a list of definitions of credit card terms that may or may not be familiar to you.

Types of Credit Cards


There are a whole variety of different types of credit cards available which can make choosing the right one a very confusing experience. In order to help you decide, listed below is a useful breakdown of the various types of credit cards available.

Identity Theft - How to Protect Yourself


"Like the tan? I got tons of sun on that Caribbean cruise. First class tickets to Florida and back! Nope, not an airline upgrade.

Credit Card Tips


Here are some useful credit card tips for you to consider before applying for a credit card. Before applying for a credit card, you should decide why you want one, and make sure you can use it wisely.

What is a Credit Card?


A credit card allows you to buy things even though you might not have the money to pay for it right away. The company that gave you the card lets you spend up to an agreed sum and then makes additional money available to you as you pay off what you've spent.

Credit Card Benefits and Drawbacks


Credit cards have both benefits and drawbacks. It is wise to consider both before applying for a credit card.

Student Credit Cards 101


Almost all students have and use student credit cards. Some of the students use them wisely and build for them an early credit history but others accumulate lots of debts that would have to be paid off once the student life is over.

Credit Education


Having credit education is like knowing how to read. It will be necessary throughout your life.

Understanding Your Rights Under The Equal Credit Opportunity Act


It wasn't all that long ago that lenders blatantly discriminated when it came to approving credit for women and minority groups. Women were actually asked personal and demeaning questions like, how many children do you plan to have in the future or are you on birth control?Despite the fact that they were entering the workforce in record numbers, single women were often required to get a cosigner or denied credit altogether.

All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA


Fact: Over 150 million Americans have credit report with the three major credit reporting agencies. Approximately 50 million of these credit reports contain errors, many of which are inaccurate.

How To Survive In A Plastic World, Qualifying For Credit Card


Let's face it, having credit is no longer a choice. "Don't leave home without it" is more like "can't buy a home without it.

Like It Or Not, You Have A Score To Settle! Part 1


Just when most people finish with school and can stop worrying about test scores, there's a new kind of scoring that enters the picture. It's called credit scoring.

Improving Your Credit Report


Even if you think you have a wonderful credit report, be wary of the error factor. Just as you receive mail with your name and address misspelled, your credit report can have errors as well.

More Articles from Credit Information:
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MORE RESOURCES:

Credit - Google News

Cardholders swiping debit cards more as credit card use falls - WalletPop (blog)


Forbes (blog)

Cardholders swiping debit cards more as credit card use falls
WalletPop (blog)
Consumers in the US are keeping their credit cards in their wallets in favor of using debit cards to avoid building up more debt, according to a new report ...
Cardholders Prefer Debit as Credit-Card Use Falls, Javelin SaysBloomberg
The Death Of Credit Cards24/7 Wall St. (blog)
Study: Credit Cards Out, Prepaid Cards, Cash InMediaPost Publications
Newsweek -San Francisco Chronicle -San Francisco Business Times
all 125 news articles »

Lukoil Leads Tripling in Loans as Rates Tumble: Russia Credit - BusinessWeek


Lukoil Leads Tripling in Loans as Rates Tumble: Russia Credit
BusinessWeek
WestLB of Dusseldorf, Germany, overtook Paris-based Credit Agricole SA to become the biggest underwriter of Russian syndicated loans this year, from No. ...

and more »

How Obama's tax credit helps, hurts IT spending - Computerworld


Moneycontrol.com

How Obama's tax credit helps, hurts IT spending
Computerworld
The big question: Do you hold off on IT spending until Congress acts on the credit? By Patrick Thibodeau Computerworld - WASHINGTON -- Among the proposals ...
Obama Does Right by Research and Development Tax CreditForbes (blog)
Healthcare industries applaud R&D tax credit proposalThe Hill (blog)
Obama Calls for Permanent R&D Tax CreditPC World
abc7news.com -NASDAQ -National Journal (blog)
all 8,063 news articles »

Consumers cool it with credit cards for 23rd month in a row - Chicago Sun-Times


kypost.com

Consumers cool it with credit cards for 23rd month in a row
Chicago Sun-Times
Consumer borrowing fell again in July (by 1.8 percent) as households cut back on their credit card use for a 23rd consecutive month. ...
Ahead of the Bell: Consumer CreditBusinessWeek
Starwatch consumer | Going easy on the credit cardsKansas City Star
Consumer Credit in US Fell $3.6 Billion in July, Fed SaysBloomberg
The Associated Press -CNBC -The Atlantic (blog)
all 429 news articles »

Credit crunch - Chico News & Review


Credit crunch
Chico News & Review
A new survey of the Professional Risk Managers' International Association reveals that, while they expect interest in new credit to rise, ...
Set goals high, debt low to improve credit scoreSan Francisco Chronicle
Consumer tips: How to manage unsecured credit cardsHelium
FICO study forecasts increasing credit gap in USEcommerce Journal
Bankrate.com -Inman.com
all 32 news articles »

Vale Surpasses Banco Bradesco With $1.75 Billion Bond Sale: Brazil Credit - Bloomberg


Vale Surpasses Banco Bradesco With $1.75 Billion Bond Sale: Brazil Credit
Bloomberg
The cost of protecting the nation's debt against non- payment for five years with credit-default swaps rose four basis point to 127 yesterday, according to ...

and more »

Asia-Pacific Bond Risk Falls, Credit-Default Swap Prices Show - BusinessWeek


Asia-Pacific Bond Risk Falls, Credit-Default Swap Prices Show
BusinessWeek
9 (Bloomberg) -- The cost of protecting Asia-Pacific corporate and sovereign bonds from non-payment fell, according to traders of credit-default swaps. ...
US Company Credit Risk Index Falls as Europe Crisis Bets EaseBusinessWeek
iTraxx Indexes Consolidate Wednesday Tightening;Sovereigns EyedWall Street Journal

all 13 news articles »

Alico refinances term loan, credit line - BusinessWeek


Alico refinances term loan, credit line
BusinessWeek
Land management company Alico Inc. said Wednesday it has obtained $100 million in credit to refinance its term note and revolving credit line with Farm ...
Alico Inc. Announces Credit Restructure Renegotiated Terms Include Relaxed ...MarketWatch (press release)

all 15 news articles »

Energy Bonds Outperform as BP Shrugs Off Junk-Debt Stigma: Credit Markets - Bloomberg


Energy Bonds Outperform as BP Shrugs Off Junk-Debt Stigma: Credit Markets
Bloomberg
Fitch Ratings lifted BP's credit grade by three steps yesterday, before the London-based oil company published its internal investigation of the April 20 ...
CREDIT MARKETS: High-Grade Market Expects 2nd Straight $15B DayWall Street Journal

all 6 news articles »

Credit Suisse Can't Collect From Yellowstone Founder - Bloomberg


OregonLive.com

Credit Suisse Can't Collect From Yellowstone Founder
Bloomberg
Credit Suisse Group AG's “greedy antics” bar it from collecting $229 million on a soured loan the bank ...
Credit Suisse's "greedy antics" cost it $229MThe Associated Press
Quigley, Truvo USA, Capmark Financial, Circuit City: BankruptcyBloomberg

all 163 news articles »

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